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Paid capital one collection, can it be deleted?

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Thechallange
Established Member

Paid capital one collection, can it be deleted?

I think i asked this question before more or less

I just paid a 645.00 c/o from capital one this debt never went to a CO. They sold to a local collection law firm that served me so instead of n new judgement of such a low amount i paid it. My question is will capital one delete the TL if i dispute with the CB's? From what i read is that is it goes to a CA they might delete. This debt is only listed on my CR as owing Capital One.

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09Lexie
Moderator Emerita

Re: Paid capital one collection, can it be deleted?

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notfancy
Valued Contributor

Re: Paid capital one collection, can it be deleted?

Are you sure that they sold the debt to the attorney? They might have retained the debt, and just asked that company to handle the collections side of it. Does it show as a debt / judgment, etc on your credit report, and also as an open debt with Cap One?

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
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