Paid collections with ARS

AVeryHappyDad · ‎08-25-2012

Anyone who may have settled a debt with ARS, but haven't had luck with PFD. They went back and PFD'd 2 bills that I paid a year ago, based upon an agreement to vacate the settlement, and pay the remainder. They are in an understanding mood for some reason. They submitted for deletion on Thursday, for me, and it has already been removed by Experian, and 1 has been removed from Equifax! Just waiting on TransUnion.

This was important because my LO said this was the last hurdle towards my Pre-Approval.

AMEX Platinum NPSL, NFCU Flagship 25K, NFCU Navchek 15K, Amex Everyday 5K, Chase Freedom 5K, Citi AAdvantage World MC 5K, Barclays USAir 5K, USAA Amex 1K, Cap1 QS 300

cadavis0609 · ‎08-25-2012

Congratulations! The mortgage process is a frustrating emotionally challenging one, but this is a fantastic victory. You should have a drink!

Sept 07 EQ 419

April 2012 EQ- 669 EXP- 680 TU-700= Proud New Homeowner!

Shogun · ‎08-26-2012

Congrats!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.