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@gummiebear wrote:
I paid my card down so that I only have about 8% unpaid. My score went up about 23 points. Just to let you know if someone didn't know, that's one way to get your score up. I didn't know that until I started reading a bunch of different info on myFico Forums and different credit information sites. Boy I wish someone had told me that a long time ago!!!
@gummiebear wrote:
I paid my card down so that I only have about 8% unpaid. My score went up about 23 points. Just to let you know if someone didn't know, that's one way to get your score up. I didn't know that until I started reading a bunch of different info on myFico Forums and different credit information sites. Boy I wish someone had told me that a long time ago!!!
Wow.. nice.. I paid down 3k in debt this month and after it updated at the CBs, mine only went up 3 points.. My entire debt to credit utilization went from 14% to 7% and I only got a 3 point bump.. grrrrrrr...
What else is on your report? Other things factor into the score also.
Hmmm... I don't know. I'm trying to figure it all out but I guess I haven't yet. I remember a while ago I got some small account removed and my score did not go up at all.
@guiness56 wrote:What else is on your report? Other things factor into the score also.
Yeah, I check my reports every single day and this was this one account was the only update.. I paid it down by 3k and at the same time the bank upped my credit limit by 2,200.00 and that showed too.. Went from a balance of 3,800 to 775.00 with a CL of 9,860.00.. Very strange.