Cgjsamhouse wrote:I have a judgement from 2002, that they garnished my wages for, and consequently it is paid, and I did get a letter from the creditor that it had been paid, however, I have not filed this with the court like it said to do. I am wondering if I filed the paperwork with the court (that it has been paid), if this will raise my score or hurt it, it's almost six years old now, maybe I should just leave it alone? Any suggestions would be most helpful. Oh also, my husband and I will be applying for a mortgage in less than 4 months, so I really can't take the chance to drop my score.Thanks for any advice!!!!