@Anonymous wrote:You could add a couple more revolving accounts, but I would not say that you *need* to do so. The recommended number is usually 3-5 accounts. Since you are getting up into the mid 600's you should review your current revolving accounts and if they are 'builder' or 'starter' type of accounts (secured or annual fee accounts) then it may be time to start replacing them with better accounts.
hmmm!
Here's what I do have and they are all unsecured cards:
CAP1 Platinum $500 opened since 11/2010 $58 annual fee and it's been stuck at that CL since then.
Merrick Bank Visa $950 Since 11/2011 $72 annual fee (I know, they refuse to lower it)
CAP1 QS $3000 opened 11/2014 no annual fee and I get rewards, I was very suprised at this one.
I was thinking about applying for the chase freedom, since I checked their pre-qual site and the freedom came up but I am scared to get rejected since I do have some derogs left and my credit score lol
hmmm thanks on EX and TU I have 2 each. however I have 7 on EQ (4 happens to be from I was shopping for an auto loan back in November 2014)
@Anonymous wrote:The ones that are for the auto loan will be scored as one if they fall within a two week period. You should be fine.
Let me just tell you how EXCITED I am right now, I applied for the Chase Freedom and I was APPROVED for 3k. I'm so excited, I can't stop happy dancing lol. Thank you for helping me do it!!!
hmmmm now now maybe I can get 1 more and really garden lol
and Cap1 finally gave me a CLI.......I was denied 3x before they approved my request. I went from $500 to $1500, I wanted $3K but I'll take that. I'm so glad I found this board. THANKS TO EVERYONE!!