Excellent turn around Shogun!
I know rebuilding your credit takes time and money but I'm interested in what were the steps you took to get where you at now.. I mean if you don't mind sharing your experiences..
Starting Score: TU 627 EQ 619
You're right, it took time and money. I paid off everyone, and I happen to have a little OCD, I stayed on top of it. I paid off everyone, whether I thought I owed them or not. I sent GWs out by the dozens. I think they just got tired of dealing with me.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Thanks.. I think I will be doing the same.. Since I'm not sure weather I paid all the CA calls I recieved or not.. I think I will just have no choice at all but just to pay every single negatives in my credit history.. - Thanks..