cancel
Showing results for 
Search instead for 
Did you mean: 

Patience is Key

Frequent Contributor

Patience is Key

I started my journey in March 2013 with a credit score of 492 across the board! It has been almost 5 months, and now Fico Scores: EX 581 EQ 499 TU 572!

My Equifax needs to hurry and catch up...I know I have to have patience because I didn't get myself in this mess overnight...I just hope I reach my goal of 640+ by the time my lease is up in March 2014!

I have been working really hard trying to get our finances back on track!

Advice for future newlyweds--Do not go into debt trying to have a perfect wedding...invest in your future!! A wedding last 4 hours, and your future last a lifetime!!
Current FICO 08 as of 06/01/2015 TU 648 EQ 624 EX 602
FICO Mortgage Scores TU 594 EQ 540 EX 642

Message 1 of 2
1 REPLY
Moderator Emeritus

Re: Patience is Key


creditstalker wrote:
I started my journey in March 2013 with a credit score of 492 across the board! It has been almost 5 months, and now Fico Scores: EX 581 EQ 499 TU 572!

My Equifax needs to hurry and catch up...I know I have to have patience because I didn't get myself in this mess overnight...I just hope I reach my goal of 640+ by the time my lease is up in March 2014!

I have been working really hard trying to get our finances back on track!

Advice for future newlyweds--Do not go into debt trying to have a perfect wedding...invest in your future!! A wedding last 4 hours, and your future last a lifetime!!

Good point, and good work.  Keep it up!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 2