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I'm currently in a holding pattern, waiting for disputes and HIPAA letters to settle, waiting for the IRS lien to be removed, waiting for my paid off CCs to reflect the new balances, waiting for Jan to finish consolidating my student loans (then getting the payments set up so their repayment amount is right when it's time to app for the mortgage), waiting for the last round of GW letters to hit...
Lots of waiting. For a very impatient person, it's certainly been a valuable (albeit painful) lesson! There are no quick-fixes in solid credit repair.
@thankfulheart wrote:I'm currently in a holding pattern, waiting for disputes and HIPAA letters to settle, waiting for the IRS lien to be removed, waiting for my paid off CCs to reflect the new balances, waiting for Jan to finish consolidating my student loans (then getting the payments set up so their repayment amount is right when it's time to app for the mortgage), waiting for the last round of GW letters to hit...
Lots of waiting. For a very impatient person, it's certainly been a valuable (albeit painful) lesson! There are no quick-fixes in solid credit repair
According to a recent study from the Federal Reserve's research center for Behavioral Economics: "Impatient people are more likely to default on a credit card or mortgage obligation". Patience is a Virtue!
thats absurd x.x
though it seems to make sense with me HAHA!
Im waiting too and its not easy. I sent out 5 GW letters today. Waiting on inquires to fall off, 6 in March. Waiting on balances reported to get lower. Waiting on recently opened accounts to age to perfection. And waiting till I can apply for a mortgage.