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Established Contributor
Posts: 619
Registered: ‎09-26-2011
0

Patience is a most important ingredient

I'm currently in a holding pattern, waiting for disputes and HIPAA letters to settle, waiting for the IRS lien to be removed, waiting for my paid off CCs to reflect the new balances, waiting for Jan to finish consolidating my student loans (then getting the payments set up so their repayment amount is right when it's time to app for the mortgage), waiting for the last round of GW letters to hit...

 

Lots of waiting.  For a very impatient person, it's certainly been a valuable (albeit painful) lesson!  There are no quick-fixes in solid credit repair.

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Established Contributor
Posts: 866
Registered: ‎09-22-2011
0

Re: Patience is a most important ingredient


thankfulheart wrote:

I'm currently in a holding pattern, waiting for disputes and HIPAA letters to settle, waiting for the IRS lien to be removed, waiting for my paid off CCs to reflect the new balances, waiting for Jan to finish consolidating my student loans (then getting the payments set up so their repayment amount is right when it's time to app for the mortgage), waiting for the last round of GW letters to hit...

 

Lots of waiting.  For a very impatient person, it's certainly been a valuable (albeit painful) lesson!  There are no quick-fixes in solid credit repair

 According to a recent study from the Federal Reserve's research center for Behavioral Economics:  "Impatient people are more likely to default on a credit card or mortgage obligation".  Patience is a Virtue! 

 

Valued Contributor
Posts: 1,542
Registered: ‎10-25-2011
0

Re: Patience is a most important ingredient

thats absurd x.x

 

though it seems to make sense with me HAHA!

----- IF you find my post helpful, Select the star in the KUDOS button! Smiley Happy
Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 690
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $3250
Established Contributor
Posts: 756
Registered: ‎03-26-2010
0

Re: Patience is a most important ingredient

Im waiting too and its not easy. I sent out 5 GW letters today. Waiting on inquires to fall off, 6 in March. Waiting on balances reported to get lower. Waiting on recently opened accounts to age to perfection. And waiting till I can apply for a mortgage.

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Established Contributor
Posts: 645
Registered: ‎03-20-2010
0

Re: Patience is a most important ingredient

Just think how happy you will be after the waiting is over Smiley Happy It sucks right now but it's only going to get better!!!
Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017

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