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Pay CA or OC?

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Salad77
Established Member

Pay CA or OC?

Hey everyone.. Just looking for some advice as I get started 

 

I have contacted the original creditors on these collections and they are willing to accept payment directly and provide zero balance letters.

Would you suggest paying the original creditor then DV the collection agency, or pay the collection agency directly? Not sure which route would be more beneficial...

 

Midland Funding         (OC TMobile)

Date opened 6/21/12     Last reported 5/19/14              Amount $111

 

I C System                    (OC San Diego Gas and Electric)

Date opened 2/11/14     Last reported 4/20/14              Amount $354       

 

Fin Credit Network     (OC Southern Cal Gas)

Date opened 7/15/13     Last reported 8/27/13              Amount $110       

 

 

Thank you in advance for you help

 

 

Message 1 of 3
2 REPLIES 2
gdale6
Moderator Emeritus

Re: Pay CA or OC?


@Salad77 wrote:

Hey everyone.. Just looking for some advice as I get started 

 

I have contacted the original creditors on these collections and they are willing to accept payment directly and provide zero balance letters.

Would you suggest paying the original creditor then DV the collection agency, or pay the collection agency directly? Not sure which route would be more beneficial...

 

Midland Funding         (OC TMobile)

Date opened 6/21/12     Last reported 5/19/14              Amount $111

 

I C System                    (OC San Diego Gas and Electric)

Date opened 2/11/14     Last reported 4/20/14              Amount $354       

 

Fin Credit Network     (OC Southern Cal Gas)

Date opened 7/15/13     Last reported 8/27/13              Amount $110       

 

 

Thank you in advance for you help

 

 


Always pay the OC when possible I would call them and ask that they recall the CA and then you PIF.

Message 2 of 3
Salad77
Established Member

Re: Pay CA or OC?

Awesome... That's exactly what I needed to know. 

Thanks for your help!

Message 3 of 3
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