So did you not even have to pay a dime to get this deleted? If so, that's great! I'm trying to get rid of negative items on my report so we can buy a home in the next two years but had a medical bill go to collections without ever receiving a bill and it hasn't shown up on my credit report yet. It was just sent over last month apparently and I only found out because I called to check how much I owed! So infuriating! Wondering if I should just wait to try this once it gets reported or call and offer to pay 25% now? Any suggestions, people?
Absolutely not. Do NOT wait. Pay it ASAP before it gets reported and it will stay unreported. Much easier to nip things in the bud.
Most Recent FICO 8 Scores EX601/TU580/EQ589 12/08/2017 Starting scores 553/485/543 08/25//2017 ~~~Credit lines~~~~ SDFCU VISA Secured $250 Discover Secured $200