Collection Account on my CR as......Account Name: Bull City Balance: $540 Balance Date: 6/10/2013 (I received a copy of the final bill from Duke Energy which I didnt get before and the due date of this was June 2, 2011) Condition: Derogatory Status: 9 Opened: 6/10/2013 Remarks: Placed for collection
I want to also add that I have never spoken to or received a dunning notice from the collection agency, Bull City.
I spoke to Duke Energy on the phone a week ago regarding this collection acct. Duke is the OC, Bull City (J L Walston) is the CA reporting on my 3 credit reports. I was gonna go ahead and pay duke, I want this resolved but they said that the reporting will be updated as paid collection. I really really want this resolved so I really really want to pay it BUT I really really want this acct to be deleted. So of course I want to ask for advice on what to do next.
I did read something last week along the lines of asking the OC to recall the debt so that I could pay them (duke energy) directly and request verification with the 3 CRA's which will result in the collection acct being deleted due to Bull City no longer being appointed by duke to collect on this debt.
Or should I contact duke energy again hoping to get a different person and a different answer?
Or should I try to pfd the collection agency although I can not find evidence of them agreeing to a pfd for anyone?
Or should I just pay it and GW the heck out of them?
Thanks for any advice you could give.
