cancel
Showing results for 
Search instead for 
Did you mean: 

Pay down CC to 28% or get Rent Reporters?

tag
capricornchanges
Regular Contributor

Pay down CC to 28% or get Rent Reporters?

I am trying to decide wether I want to pay my CC down to 28% or start Rent reorting this week. Its about 95.00 for RR and about 105 payment to reduce CC to 28%, cutoff is Tuesday for statement, whats my best choice for more or more rapid score increase?



1st goal: 700 across the board
Starting Scores 01/19/2018
Equifax : 579
Transunion: 585
Experian: 602

Current 07/06/2018
Equifax:662
Transunion: 645
Experian: 683








Message 1 of 2
1 REPLY 1
gdale6
Moderator Emeritus

Re: Pay down CC to 28% or get Rent Reporters?


wrote:

I am trying to decide wether I want to pay my CC down to 28% or start Rent reorting this week. Its about 95.00 for RR and about 105 payment to reduce CC to 28%, cutoff is Tuesday for statement, whats my best choice for more or more rapid score increase?


Im not sure what rent reporting is but I can tell you its more likely you will do better reducing the card below the 30% threshold.

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.