cancel
Showing results for 
Search instead for 
Did you mean: 

Pay down.transfer balance or ask for higher limit

tag
Anonymous
Not applicable

Pay down.transfer balance or ask for higher limit

Hello everyone so looking for some adice from some of our veteran myficoers. I am about to pay off four of my credit cards which will leave a balance on two cap one whicb total about 2100. I dont want to get another credit card but as you guys know capone charges 24% and i am never going to pay it off at that rate. Do I ask for an increase on one of my existing lines or do I just bite the bullet and try for a 0% interest card? My current scores are eq- 593, tu- 614, -experian-624. After I pay off 1100 of my debt these numbers should go up and then I would either apply for an increase or another card.

Message 1 of 3
2 REPLIES 2
RobertEG
Legendary Contributor

Re: Pay down.transfer balance or ask for higher limit

What are your % utils on each of your existing accounts?

Message 2 of 3
Anonymous
Not applicable

Re: Pay down.transfer balance or ask for higher limit

I am going to list my debts.

 

Capone QS- 700/ 1750

Capone QS- 1483/1500

Citizens Bank 480/500

Loft charge- 50/500

VS- 90/1200

Davids Bridal 392/1900

Kays Jeweleres 912/1576

Planning on paying off Citizens, VS, Davids Bridal and loft completely next week. Then I was planning on trying to transfer the balance somewhere

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.