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Hello everyone so looking for some adice from some of our veteran myficoers. I am about to pay off four of my credit cards which will leave a balance on two cap one whicb total about 2100. I dont want to get another credit card but as you guys know capone charges 24% and i am never going to pay it off at that rate. Do I ask for an increase on one of my existing lines or do I just bite the bullet and try for a 0% interest card? My current scores are eq- 593, tu- 614, -experian-624. After I pay off 1100 of my debt these numbers should go up and then I would either apply for an increase or another card.
What are your % utils on each of your existing accounts?
I am going to list my debts.
Capone QS- 700/ 1750
Capone QS- 1483/1500
Citizens Bank 480/500
Loft charge- 50/500
VS- 90/1200
Davids Bridal 392/1900
Kays Jeweleres 912/1576
Planning on paying off Citizens, VS, Davids Bridal and loft completely next week. Then I was planning on trying to transfer the balance somewhere