Hi everyone, I am getting serious about cleanng up my credit and I have an outstanding charge off with first premier card. I was wondering if there has been any sucess with a PFD with them. I am finally in the position to pay them and if I am going to do it i want to get the most bang for my bucks. i don't want to just pay them and then ride it out unil it falls of in 2014. That is a full 3 years from now and I am hoping to be able to get a mortgage within the next couple of years. is it a waste of my time to try for PFD or has other people had success with them so i know there is a chance and I can be persistant with them.
