Thanks to the confidence instilled by reading about your success, I decided to give it a shot, and gave them a call. After a quick explanation that I didn't feel that the debt was valid, but wanted it off my FICO report, I was promised that a PFD letter is being mailed to me in exchange for payment in full. I don't have a fax machine, and he said he couldn't email it, so I'll wait by the mailbox with baited breath. This is the last of any and all negative on my report, so I should finally be solidly in the "good" range. Thanks for sharing.
