Alright then. I contacted one that I found online; I didn't see any negative reviews and they don't ask for a cash commitment. I'll see what they say and go from there. There is a local lawyer (he does BKs mainly) who'll charge $50 for a consult, so if anything I have that option. Thanks for all of your answers and input guys!
Starting Score: 588 Current Score: 610 Goal Score: 650