Paying down utilization

[Bangs21]

Current Score(3/30/13): EQ: 578 -- TU: 621 -- EX: 628
Goal Score: 760

With my current scores and a 96% Debt to Credit Ratio on revolving account. 5 accounts totalling $14,377.

If i make a one time payment of 13k  how big will my score jump?  any suggestions?

Bangs

[Bangs21]

I am thinking i might a see a 100 point jump.

[DiabolicallyRandom]

It really will come down to what else is on your report. There is no way to really predict. Everyone seems to have different results.

[HiLine]

I'm going to guess 101 points.

[HiLine]

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@DiabolicallyRandom wrote:

It really will come down to what else is on your report. There is no way to really predict. Everyone seems to have different results.

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If the rest of the OP's credit profile were messy the cards would've been CLD'ed I think.

[Bangs21]

I only have 2 30 day late on amex  in oct of 2012 and one 30 day late on my BOA cc.

Only baddies on my report.

[DiabolicallyRandom]

I think you will have a significant increase, but I imagine those lates are still leaving a pretty big mark since they are only about 6 months old. Congrats on paying down that large of a chunk of utlization though!