Hello! I owe $125 and $100 for old hospital bills. They are appearing on my CR under collections.
If I need to use a letter along with my payment, which letter should I use? Do I use PFD, GW?
Also, once paying the collections (been on my CR since 2004), should I expect an increase in my credit score? The reason I ask is that I paid a collection around March of this year and my credit score went up 10pts which I was very surprised but excited at the same time.
Thank you all in advanced.
1/2/08 TU: 625 (634 as of 4/21/08) EX: 568 (586 as of 4/1/08) EQ: 645