I entered into a payment plan in Oct 2010 with BoA after the account was closed and as an effort to keep it from being charged off. My monthly amount is $70, and I've paid that monthly and on time.. but I am still being reported as none payment. Is this because I have a past due amount. This is whats being reported
recent bal 3381
credit limit 3000
recent payment 70
monthly payment 70
date opened 7/04 date closed 10/2010
past due 390
180 days past due as of Sep 2010
150 days past due as of Dec 2010, Nov 2010, Oct 2010, Aug 2010
120 days past due as of Jul 2010
90 days past due as of Jun 2010
60 days past due as of May 2010
30 days past due as of Apr 2010
Can i dispute this with the CRA, showing that my monthly payment is $70 and that the $70 is being made (evidence being bank statements and/or credit card statements)? Has anyone ever done this before? Had any luck? Thanks for all of your help~
