Its most likely taken from the OC account history.
If the debt collector does not own the debt, you have no account relationship with them, and no deliquencies.
It is permissible to continue to report an earlier status of delinquenct at a certain level. Did the level of delinquency change, or did the actual payment history profile include an actual, new delinquency?
Payment history legend
Current/Terms of agreement met
Account 30 days past due
Account 60 days past due
Account 90 days past due
Account 120 days past due
Account 150 days past due
Account 180 days past due
Creditor received deed
Foreclosure proceedings started
Paid by creditor
Claim filed with government
Defaulted on contract
No data for this time period
Collection as of Dec 2011 to Feb 2012
Balance History - The following data will appear in the following format:
account balance / date payment received / scheduled payment amount / actual amount paid
Jan 2012: $584 / no data / no data / no data
Dec 2011: $581 / no data / no data / no data
Limit High Balance History:
The original amount of this account was $572
You should do a search on the forum for LVNV. Everything they do is pushing boundaries. Did you ever send a dunning notice from LVNV about this collection?
I'll send you a PM shortly, ok? I know I keep posting to any thread that has to do with LVNV but they are just scumbags (grrr)