Ped Fed auto refi approval

Anonymous · ‎09-03-2017

I learned about Pen Fed from this forum and I'm very pleased that they approved my auto refi loan with a rate of 2.7%, current loan was 14.5%. 2 of my 3 FICO scores are just over 700 (TU just hates me-and I've accepted it LOL) and I'm 3 years post Ch 7. Since it was a hard pull to join Pen Fed, I'm thinking about applying for their rewards visa. Would 2 new TLs hurt my scores too much? Thanks!

IncrsCreditScore1 · ‎09-03-2017

Very good, Hufflepuff. PenFed and NFCU are absoluutely great credit unions to be members of.

January 2018 Scores - EQ 797 | TU 800 | EX 798 | ~~Started Gardening Again on March 21, 2017

Anonymous · ‎09-03-2017

Thank you IncrsCreditScore! I've come a long way with the help of this forum and it continues to keep my on the right path

Anonymous · ‎09-03-2017

That's awesome! I am hoping for a auto refin through Pen Fed here within the next few months!

Anonymous · ‎09-04-2017

Yeah, me too! I am wanting to make sure my cards are paid down to boost my score for that. Also, does anyone know if PenFed will refinance a car that is a 2013 with about 100k miles on it? If not, I may just go ahead and trade car in for a new truck. I be wanting to get a new one anyway.