Credit Cards Center Credit cards from our partners
Posts: 20
Registered: ‎06-04-2008

Pending Judgement(s)

I am new to this but I currently have 2 accounts pending judgements.  1 was dismissed for lack of account information provided by the CA.  I just got a letter from them stating they sent a letter to the court asking for the case to be reopened yet they did not provide me with any account documentation.  This account does not show up on my Equifax credit report.  Is it possible that the CA is just not reporting this account to Equifax?  I'm in Ohio and the account I believe falls under a written contract with long SOL.  I want to fight this because obviously it is quite derogatory to have a judgment on CR.  Should I pull other CR agencies to see if it reports on there?  If it doesn't report on any of the CRA should I fight back?  I need suggestions and willing to provide further info if necessary. 
Moderator Emeritus
Posts: 11,562
Registered: ‎08-29-2007

Re: Pending Judgement(s)

A creditor may chose which CRA they wish to report to. Some will report to all 3, some only to 1 or 2 of them. There are a few CAs who do not report to any of the 3.
You should certainly stay on top of this and appear in court each time.
What is your DOFD, DOLA, and SOL?
You said you "believed it was a written contract", what was it?
You can get your free reports from  You get 1 free report from each CRA every 12 months.
Free Annual Reports, Freq. Requested Threads, 5 Things We Don't Talk About, Common Abbreviations, Where do I start?, State Resources

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.