A creditor may chose which CRA they wish to report to. Some will report to all 3, some only to 1 or 2 of them. There are a few CAs who do not report to any of the 3.
You should certainly stay on top of this and appear in court each time.
What is your DOFD, DOLA, and SOL?
You said you "believed it was a written contract", what was it?