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I was curious how credit scores/profile is affect by a personal loan Secured vs Unsecured.
I wanted a installment loan on my credit report as I only have revolving accounts currently, and thought this may help a bit in the variety.
I know my Credit Union reports to the CRAs and they do report as Secured or Unsecured, Im just curious how that impacts a credit report/score.
Secured vs unsecured will have no impact on your score at all.
Thanks I was just curious.