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So i have some balances on my cards that total a little over 3k and the interest is preventing me from getting them paid fast enough for my liking. Do you guys know where i would be able to get a personal loan where the interest isnt too high. I have checked many sites that will prequalify without puttinh a hard inquiry on reports but they all say my balances are too high or too many cards with balances. Duh! Thats why i want a loan. just want to make one payment.Thanks!
Are you a homeowner, and if so, do you have equity in the property?
If so, a HELOC is a good form of credit that you can use at your discretion as a revovling line of credit rather than a one-shot installment loan.
No, I am currently renting.I am getting married next month and we are just looking to consolidate the balances on my cards. Cap one alone is 20% interest and i think i would sleep better lol. i know 3k isnt a huge amount but seeing all balances at 0 would not only help my scores but it will help my piece of mind