Hi guys!
I'm working on rebuildig my credit. I have approx $31,000.00 in debt that I would love to pay off. I've started by doing a budget and started the snowball effect on my cards. I was offered through lending tree $15,000.00 to consolidate my credit cards at a 31% interest rate. I would love some feedback to make sure I don't make the wrong decision. Have you guys used personal loans? should I continue with the snowball effect? please help. Thanks and i'm opened to hearing any tips or suggestions.
