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Pinnacle CA PFD of late payment ding?

Moderator Emeritus

Re: Pinnacle CA PFD of late payment ding?

That is just a status, it's the fact it's a collection that's hurting your scores.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 11 of 14
Regular Contributor

Re: Pinnacle CA PFD of late payment ding?

Just pay it then? It will haunt me for two more years anyway.

 

 

BTW, of topic but I am a member of USAA now... Robot Happy We were writing about NFCU and getting my son to join so I could.  I became a member of USAA without having to ask him.

Starting Score 12/15 (FICO 8) EQ: 488 :-(
7/16 (FICO 8) EX:611 - TU: 579 - EQ 599 --- Goal 660+
Message 12 of 14
Moderator Emeritus

Re: Pinnacle CA PFD of late payment ding?

Unless you are able to get it removed, it will stay until it reaches the CRTP.

NFCU is an excellent CU to join.
Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 13 of 14
Highlighted
Regular Contributor

Re: Pinnacle CA PFD of late payment ding?

Thanks for the information. 

 

I could always belong to both.

Starting Score 12/15 (FICO 8) EQ: 488 :-(
7/16 (FICO 8) EX:611 - TU: 579 - EQ 599 --- Goal 660+
Message 14 of 14