07-30-2013 11:26 AM
That is just a status, it's the fact it's a collection that's hurting your scores.
07-30-2013 11:32 AM
Just pay it then? It will haunt me for two more years anyway.
BTW, of topic but I am a member of USAA now... We were writing about NFCU and getting my son to join so I could. I became a member of USAA without having to ask him.
07-30-2013 11:55 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO