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New Member
Posts: 3
Registered: ‎04-08-2013
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Pinnacle Confusion

DOFD 9/1/2006

 

Disputed with all 3, and now credit secure reads as follows:

 

 

Any advice on how to interpret this information/ move forward is greatly appreciated. This is the last baddie I have to remove.

 

Thank You

Moderator
Posts: 22,406
Registered: ‎01-17-2008
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Re: Pinnacle Confusion

What did it read before the dispute?

 

A closed collection would indicate they are not collecting. 

 

Do you still owe it?

Moderator
Posts: 13,249
Registered: ‎04-15-2011
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Re: Pinnacle Confusion

TU isn't listing it.

 

EQ has a 120 late posted in the middle.  This is wrong.

 

EX seems to have correct reporting, if this is an unpaid account.



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
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Frequent Contributor
Posts: 486
Registered: ‎02-14-2013
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Re: Pinnacle Confusion


Shogun wrote:

TU isn't listing it.

 

EQ has a 120 late posted in the middle.  This is wrong.

 

EX seems to have correct reporting, if this is an unpaid account.


I was wondering about that. How can they report feb ok March 120 and april ok?

Moderator
Posts: 22,406
Registered: ‎01-17-2008
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Re: Pinnacle Confusion

[ Edited ]

Shogun wrote:

TU isn't listing it.

 

EQ has a 120 late posted in the middle.  This is wrong.

 

EX seems to have correct reporting, if this is an unpaid account.


It says closed, so it isn't correct either.

 

A CA cannot report any type of lates except for the current status of the OC account.

Moderator
Posts: 13,249
Registered: ‎04-15-2011
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Re: Pinnacle Confusion


guiness56 wrote:

Shogun wrote:

TU isn't listing it.

 

EQ has a 120 late posted in the middle.  This is wrong.

 

EX seems to have correct reporting, if this is an unpaid account.


It says closed, so it isn't correct either.

 

A CA cannot report any type of lates except for the current status of the OC account.


Nice catch on the closed guiness.  :smileyhappy:



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
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