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Pinnacle credit - How to best deal with them, they are unresponsive

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Anonymous
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Pinnacle credit - How to best deal with them, they are unresponsive

So I  have a ding from Pinnacle on my credit report that I need to resolve ASAP  - I called them yesterday, and they told me my account is now handled by another agency, then transferred me to a non-working number.  I googled the other agency - they stated they would work out payment with me, but couldn't touch what was on my credit report.  I called back to Pinnaclle and got the same woman who was beyond rude, told me they couldn't discuss my account with me, couldn't do anything, I had to talk to the third party - she even refused to transfer me to a supervisor or a manager.  I am in negotiations on a house and need to remove this ding ASAP = What is my best option - do I reach a settlement with the third party and then dispute it?  Do I continue to fight Pinnacle?  Thoughts, suggestions?

Message 1 of 7
6 REPLIES 6
myjourney
Super Contributor

Re: Pinnacle credit - How to best deal with them, they are unresponsive

Welcome to the forum 

Bump for help Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 7
Burned2manybridgesB4
Valued Contributor

Re: Pinnacle credit - How to best deal with them, they are unresponsive

When was the last time P updated on your reports?

Message 3 of 7
Burned2manybridgesB4
Valued Contributor

Re: Pinnacle credit - How to best deal with them, they are unresponsive


@myjourney wrote:

Welcome to the forum 

Bump for help Smiley Wink


WTH happened to all the others that worked the pits with me a few years ago? I haven't seen Guiness, Robert, or DaBears in a long time?!?!?!

Message 4 of 7
myjourney
Super Contributor

Re: Pinnacle credit - How to best deal with them, they are unresponsive

Good question and I'm usually between CC, GEN,Scoring and Business Smiley Surprised

But I'll help you all out a little more promise 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 7
Anonymous
Not applicable

Re: Pinnacle credit - How to best deal with them, they are unresponsive

I am having the same issue with pinnacle and the other agency is Stephen and michaels associates...I asked them to validate the debt and they said ok but it could take a couple of months! What?! Not sure where to go from here :-(
Message 6 of 7
Anonymous
Not applicable

Re: Pinnacle credit - How to best deal with them, they are unresponsive

They also said no to a pfd but they could offer a settlement and have pinnacle update it as paid which I do not want!
Message 7 of 7
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