Please look at my credt report, please let me know if there is something wrong with the reporting. I've disputed some of them (not even sure if i did it right). But for those people that have done it and succeeded, what can i do to fix this credit report. Please help.. I really appreciate everybody's suggestions.
| Credit Report | | | | | | | | | | | | |
| Open Accounts | Total # | Balance | Available | Credit Limit | Debt to Credit | Monthly payment amount | Accounts with a Balance | | | | | |
| Mortgage | 0 | 0 | N/A | N/A | N/A | 0 | 0 | | | | | |
| Installment | 0 | 0 | N/A | N/A | N/A | 0 | 0 | | | | | |
| Revolving | 0 | 0 | N/A | N/A | N/A | 0 | 0 | | | | | |
| Other | 0 | 0 | N/A | N/A | N/A | 0 | 0 | | | | | |
| Total | 0 | 0 | N/A | N/A | N/A | 0 | 0 | | | | | |
| | | | | | | | | | | | | |
| Other Accounts | | | | | | | | | | | | |
| Closed Accounts | | | | | | | | | | | | |
| Account Name | Acct Num | Date Opened | Balance | Date Reported | Past Due | Status | Credit Limit | | | | | |
| Midland Funding LLC | fingerhutxxxxx | 1/31/2013 | 456 | 2/25/2014 | 456 | Collection Account | | | | | | |
| Portfolio Recovery A | capital1xxxxx | 12/23/2013 | 997 | 3/7/2014 | 997 | Collection Account | | | | | | |
| Portfolio Recovery A | gecarecrdtxxxxx | 12/28/2011 | 1369 | 3/7/2014 | 1369 | Collection Account | | | | | | |
| | | | | | | | | | | | | |
| Negative Accounts | | | | | | | | | | | |
| Closed Accounts | | | | | | | | | | | | |
| Open Accounts | Acct Num | Date Opened | Balance | Date Reported | Past Due | Status | Credit Limit | | | | | |
| Capital One Bank | xxxxxxx | 11/7/2009 | 0 | 1/5/2014 | | Charge-off | 500 | | | | | |
| Fingerhut | xxxxxxx | 6/4/2010 | 0 | 6/13/2012 | | Charge-off | 309 | | | | | |
| Fingerhut | xxxxxxx | 6/4/2010 | 0 | 5/13/2013 | | Charge-off | 0 | | | | | |
| GECRB/CareCredit | xxxxxxx | 4/22/2010 | 0 | 12/26/2011 | | Charge-off | 1000 | | | | | |
| HSBC Bank | xxxxxxx | 5/12/2010 | 0 | 12/31/2011 | | Charge-off | 300 | | | | | |
| Midland Funding LLC | fingerhutxxxx | 1/31/2013 | 446 | 2/25/2014 | 456 | Collection Account | | | | | | |
| Portfolio Recovery | capitxxxx | 12/23/2013 | 997 | 3/7/2014 | 997 | Collection Account | | | | | | |
| Portfolio Recovery | GeCarexxx | 12/28/2011 | 1369 | 3/7/2014 | 1369 | Collection Account | | | | | | |
| | | | | | | | | | | | | |
| Collections | | | | | | | | | | | | |
| Open Accounts | Date Reported | Date Assigned | Creditor Classification | Creditor Name | Original Amt Owned | Date 1st Deliquency | Balance Date | Balance Owned | Last Payment | Status Date | Status | Comments |
| Calvary Portfolio Svc | Mar-14 | Dec-11 | Banking | HSBC Bank Nevada | 548 | May-11 | Mar-14 | 585 | N/A | Feb-14 | unpaid | Consumer disputes this account information |
| Works and Lentz | Mar-14 | Oct-13 | Medical/health | Utica | 77 | Feb-13 | Mar-14 | 77 | N/A | Mar-14 | unpaid | Consumer disputes - reinvestigation I progress |
| Works and Lentz | Mar-14 | Oct-12 | Medical/health | Utica | 117 | May-12 | Mar-14 | 0 | 8/3/2013 | Mar-14 | paid | Consumer disputes - reinvestigation I progress |
| Talbott, Adams and Moore | Sep-11 | Apr-10 | Banking | IBC | 15 | Dec-09 | Sep-11 | 19 | N/A | Sep-11 | unpaid | Consumer disputes - reinvestigation I progress |
| Tulsa Adjustment Bureau | Mar-11 | Jan-11 | Medical/health | Tulsa Radiology Assoc New | 38 | Sep-10 | Mar-11 | 38 | N/A | Mar-11 | unpaid | Consumer disputes - reinvestigation I progress |
| Works and Lentz | Mar-14 | Mar-11 | Medical/health | ST Johns Med ctr | 584 | Sep-10 | Mar-14 | 584 | N/A | Mar-14 | unpaid | |
| Works and Lentz | Mar-14 | Mar-11 | Medical/health | ST Johns Med ctr | 713 | Sep-10 | Apr-14 | 713 | N/A | Apr-14 | unpaid | |
| M A RJS Inc | Jul-13 | Apr-13 | Medical/health | Immediate Care | 126 | May-12 | Jul-13 | 126 | N/A | Jul-13 | unpaid | (will dispute, I found the receipt when I paid it and it was before it was forwarded to collection) |
