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Please help! Cap. One CO on CR, with current Cap. One TL, GW?

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Please help! Cap. One CO on CR, with current Cap. One TL, GW?

I'm fairly new to these forums but they have helped alot.

I'm working on building up my score, and have come across

another baddie.

 

I have a Cap. One CO last reported 2007. It shows as

a paid CO. In 2006 I opened another Cap. One TL

that is current with no lates. How likely is it to GW the

CO?

 

Also, can someone please offer some advice 

on collections, as far as GW letters, who to 

address them to at the CA when I have DV?

President of company? other?

 

And, when sending a PFD to a CA, how do you

negotiate the % of debt owed? I currently have

a settlement letter from RJM for 40% of the

original amount. Can I PFD for less?

 

Thanks so much in advance for any advice,

much appreciated...

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