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I'm fairly new to these forums but they have helped alot.
I'm working on building up my score, and have come across
I have a Cap. One CO last reported 2007. It shows as
a paid CO. In 2006 I opened another Cap. One TL
that is current with no lates. How likely is it to GW the
Also, can someone please offer some advice
on collections, as far as GW letters, who to
address them to at the CA when I have DV?
President of company? other?
And, when sending a PFD to a CA, how do you
negotiate the % of debt owed? I currently have
a settlement letter from RJM for 40% of the
original amount. Can I PFD for less?
Thanks so much in advance for any advice,