Please help with baddie!!

[Sean28]

Keep in mind, this was pre-forums days. In July I pulled my annual credit report and noticed I had one legit collection for Columbia Gas $428, CBT is the reporting CA. I called them who said couldn't help me and they told me they sold this account off but wouldn't tell me who. I called the OC who said CBCS now handled the account and they gave me a correspondence address. I send a check (which they cashed) with a PFD letter because I just wanted to pay this off.

As of 9/2 TU shows Alliance One now is reporting this account (unpaid - activity date 8/09). I obviously want this deleted off my report, should I DV Alliance one? Where do I begin?

Thanks in advance for your help!!

Message Edited by Sean28 on 09-09-2009 10:07 AM

[guiness56]

Alliance One is one of the CAs that do update quarterly.

You should not have sent the check with out a signature saying the account will be deleted.  Did you send a restrictive endorsement?

Since they have already cashed the check, there is not much leverage for you. 

Yes, I would send them a DV.

[Sean28]

yes I did send them a restrictive endorsement. I'll try my luck with the DV. Thanks