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Please join me in welcoming our newest moderator... guiness56!

Moderator Emeritus

Please join me in welcoming our newest moderator... guiness56!

So good to have you in the mod ranks.  You are a treasure to the community.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 1 of 59
58 REPLIES
Regular Contributor

Re: Please join me in welcoming our newest moderator... guiness56!

Congrats Guiness....(even though I already thought you were a moderator Smiley Embarassed


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



Take the myFICO Fitness Challenge
Message 2 of 59
Super Contributor

Re: Please join me in welcoming our newest moderator... guiness56!


Shogun wrote:

So good to have you in the mod ranks.  You are a treasure to the community.  Smiley Happy


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 59
Contributor

Re: Please join me in welcoming our newest moderator... guiness56!

Lol I could have sworn Guiness was a mod already!

Message 4 of 59
Member

Re: Please join me in welcoming our newest moderator... guiness56!

Congratulations!!!!!

Message 5 of 59
Moderator Emeritus

Re: Please join me in welcoming our newest moderator... guiness56!

Congratulations!

 

Well Deserved!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 6 of 59
Super Contributor

Re: Please join me in welcoming our newest moderator... guiness56!

 

Congrats Guiness !!  Smiley Very Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 7 of 59
Epic Contributor

Re: Please join me in welcoming our newest moderator... guiness56!


myjourney wrote:

Shogun wrote:

So good to have you in the mod ranks.  You are a treasure to the community.  Smiley Happy


Congrats 


Aww.  Love it!  Thank you,.

Message 8 of 59
Epic Contributor

Re: Please join me in welcoming our newest moderator... guiness56!

Message 9 of 59
Established Member

Re: Please join me in welcoming our newest moderator... guiness56!


Karnage146 wrote:

Lol I could have sworn Guiness was a mod already!


samethimg i thought with all the knowledge he has and the great advice he gives.


Starting Score: 528
Current Score: Fico Scores EQ-628 EX-628 TU-595
Goal Score: 760+


CAP 1 Plat $500 CL FIRST PROGRESS $400 CL
Message 10 of 59