Please tell me what is wrong with this.

[kese]

sorry for the blank postings.

KOHLS/CAPITAL ONE

PO Box 3115
Milwaukee, WI  53201-3115

Account Number:	639305042611XXXX	Current Status:	CHARGE-OFF
Account Owner:	Individual Account.	High Credit:	N/A
Type of Account :	Revolving	Credit Limit:	$100
Terms Duration:		Terms Frequency:	Monthly (due every month)
Date Opened:	08/12/2005	Balance:	$0
Date Reported:	10/31/2012	Amount Past Due:	$0
Date of Last Payment:	09/2012	Actual Payment Amount:	$0
Scheduled Payment Amount:	$0	Date of Last Activity:	N/A
Date Major Delinquency First Reported:	09/2012	Months Reviewed:	63
Creditor Classification:		Activity Description:	Paid and Closed
Charge Off Amount:	$219	Deferred Payment Start Date:
Balloon Payment Amount:	$0	Balloon Payment Date:
Date Closed:		Type of Loan:	yes
Date of First Delinquency:	03/2008
Comments:	Account paid for less than full balance, Charged off account

81-Month Payment History

Year

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2012

CO

CO

CO

CO

CO

CO

CO

CO

CO

2011

CO

CO

CO

CO

CO

CO

CO

CO

CO

CO

CO

CO

2010

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*

CO

CO

CO

2009

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2008

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2007

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2006

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Payment History Ke

[Shogun]

Besides the post being blank?   I don't know.  Try again please.

[beb86]

haha +1

[kese]

This is an account that was charged off in 2008 and i settled recently. since then myfico took a hit and my payment history says i missed payment less than a month ago.

Please advise me on how i can resolve this issue.

KOHLS/CAPITAL ONE

PO Box 3115
Milwaukee, WI  53201-3115

Account Number:	639305042611XXXX	Current Status:	CHARGE-OFF
Account Owner:	Individual Account.	High Credit:	N/A
Type of Account :	Revolving	Credit Limit:	$100
Terms Duration:		Terms Frequency:	Monthly (due every month)
Date Opened:	08/12/2005	Balance:	$0
Date Reported:	10/31/2012	Amount Past Due:	$0
Date of Last Payment:	09/2012	Actual Payment Amount:	$0
Scheduled Payment Amount:	$0	Date of Last Activity:	N/A
Date Major Delinquency First Reported:	09/2012	Months Reviewed:	63
Creditor Classification:		Activity Description:	Paid and Closed
Charge Off Amount:	$219	Deferred Payment Start Date:
Balloon Payment Amount:	$0	Balloon Payment Date:
Date Closed:		Type of Loan:	yes
Date of First Delinquency:	03/2008
Comments:	Account paid for less than full balance, Charged off account

81-Month Payment History

Year

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2012

CO

CO

CO

CO

CO

CO

CO

CO

CO

2011

CO

CO

CO

CO

CO

CO

CO

CO

CO

CO

CO

CO

2010

*

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CO

CO

CO

2009

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2008

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2007

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2006

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*

Payment History Ke

[Shogun]

Actually I don't see anything wrong with the posting.  They have keyed in derogatories, the CO for the past several months.   You should now try sending GWs to them, you could get lucky.

[kese]

what about date of major delinquency first reported-they list sept 2012 but this account was charged off in 2008.

Charge off and Settlement which one is worse. they have been reporting charge off since 2008.

[Shogun]

date of first major delinquincy is not of any importance.  It's the date of first delinquincy that matters.

[kese]

Shogun, thank you for your help.

when i pulled my equifax myfico power report, it now lists that i missed payment in september. i never missed payment since 2008. how can do we explain this.

[beb86]

The CL was $100 and it was CO for $219 and you settled?????