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sorry for the blank postings.
KOHLS/CAPITAL ONE
PO Box 3115
Milwaukee, WI 53201-3115
Account Number: | 639305042611XXXX | Current Status: | CHARGE-OFF |
Account Owner: | Individual Account. | High Credit: | N/A |
Type of Account : | Revolving | Credit Limit: | $100 |
Terms Duration: | Terms Frequency: | Monthly (due every month) | |
Date Opened: | 08/12/2005 | Balance: | $0 |
Date Reported: | 10/31/2012 | Amount Past Due: | $0 |
Date of Last Payment: | 09/2012 | Actual Payment Amount: | $0 |
Scheduled Payment Amount: | $0 | Date of Last Activity: | N/A |
Date Major Delinquency First Reported: | 09/2012 | Months Reviewed: | 63 |
Creditor Classification: | Activity Description: | Paid and Closed | |
Charge Off Amount: | $219 | Deferred Payment Start Date: | |
Balloon Payment Amount: | $0 | Balloon Payment Date: | |
Date Closed: | Type of Loan: | yes | |
Date of First Delinquency: | 03/2008 | ||
Comments: | Account paid for less than full balance, Charged off account |
81-Month Payment History
Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
2012 | CO | CO | CO | CO | CO | CO | CO | CO | CO | |||
2011 | CO | CO | CO | CO | CO | CO | CO | CO | CO | CO | CO | CO |
2010 | * | * | * | * | * | * | * | * | * | CO | CO | CO |
2009 | * | * | * | * | * | * | * | * | * | * | * | * |
2008 | * | * | * | * | * | * | * | * | * | * | * | * |
2007 | * | * | * | * | * | * | * | * | * | * | * | * |
2006 | * | * | * | * | * | * | * | * | * | * | * | * |
Besides the post being blank? I don't know. Try again please.
haha +1
“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin
Gardening since 3-26-15
This is an account that was charged off in 2008 and i settled recently. since then myfico took a hit and my payment history says i missed payment less than a month ago.
Please advise me on how i can resolve this issue.
KOHLS/CAPITAL ONE
PO Box 3115
Milwaukee, WI 53201-3115
Account Number: | 639305042611XXXX | Current Status: | CHARGE-OFF |
Account Owner: | Individual Account. | High Credit: | N/A |
Type of Account : | Revolving | Credit Limit: | $100 |
Terms Duration: | Terms Frequency: | Monthly (due every month) | |
Date Opened: | 08/12/2005 | Balance: | $0 |
Date Reported: | 10/31/2012 | Amount Past Due: | $0 |
Date of Last Payment: | 09/2012 | Actual Payment Amount: | $0 |
Scheduled Payment Amount: | $0 | Date of Last Activity: | N/A |
Date Major Delinquency First Reported: | 09/2012 | Months Reviewed: | 63 |
Creditor Classification: | Activity Description: | Paid and Closed | |
Charge Off Amount: | $219 | Deferred Payment Start Date: | |
Balloon Payment Amount: | $0 | Balloon Payment Date: | |
Date Closed: | Type of Loan: | yes | |
Date of First Delinquency: | 03/2008 | ||
Comments: | Account paid for less than full balance, Charged off account |
81-Month Payment History
Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
2012 | CO | CO | CO | CO | CO | CO | CO | CO | CO | |||
2011 | CO | CO | CO | CO | CO | CO | CO | CO | CO | CO | CO | CO |
2010 | * | * | * | * | * | * | * | * | * | CO | CO | CO |
2009 | * | * | * | * | * | * | * | * | * | * | * | * |
2008 | * | * | * | * | * | * | * | * | * | * | * | * |
2007 | * | * | * | * | * | * | * | * | * | * | * | * |
2006 | * | * | * | * | * | * | * | * | * | * | * | * |
Actually I don't see anything wrong with the posting. They have keyed in derogatories, the CO for the past several months. You should now try sending GWs to them, you could get lucky.
what about date of major delinquency first reported-they list sept 2012 but this account was charged off in 2008.
Charge off and Settlement which one is worse. they have been reporting charge off since 2008.
date of first major delinquincy is not of any importance. It's the date of first delinquincy that matters.
Shogun, thank you for your help.
when i pulled my equifax myfico power report, it now lists that i missed payment in september. i never missed payment since 2008. how can do we explain this.
The CL was $100 and it was CO for $219 and you settled?????