Point Drop when Judgment dropped

[DoItDiva]

Hi,

I am new to writing to the forums, but have been following for several months and have been successful with several goodwiIls.  Thanks to everyone for all the great advice.

I checked my credit report today and noticed that a judgment that has been on my report since 2003 is gone.  Great right?  Well I also lost 14 points to my Experian score, is this common?

[Anonymous]

yes and no. it may have something to do with re-aging your file, or the drop could be from something else entirely.

just remember cleaner is better. welcome and what took you so long to post up?

[Anonymous]

You probably were rebucketed too which could account for the decrease.

[DoItDiva]

Hi,

Thanks for the Welcome!

Will definitely post more often.

[DoItDiva]

Hi JewelryGirl,

What is rebucketing?

[Anonymous]

Re-bucketing tends to occur when you are grouped with people that have similar CRs as you.

You were in a bucket with people that had Public Records.

Now you are in a bucket with people that have no Public Records.

Being re-bucketed is a good thing.  It allows you more room to increase your scores. 

Your scores will increase again over time.

[DoItDiva]

Sounds good to me

Another question - is there a chance this could come back on to my report?

Don't know why it was removed.

09/09 EQ 650, TU 638, EX 641

[Anonymous]

Until is past CRTP, there is a chance it could come back.

[Tons_of_Debt]

Welcome DIVA!!!

[DoItDiva]

Thanks for the Welcome, Tons_of_Debt