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I'm not overly proud of this, but I have a TON of debt outside the SOL and off my credit report due to age. I was wondering if anyone was as lucky.
Chase Unsecured Private Student Loan: 20k Recently forgiven (yay increased taxes!)
1st Financial Bank Credit Card: 10k
GE Capital: 2.2k
Medical: 1.7k
Paypal Credit Card 1.5k
For a total of $35,400
That seems insane to me
I'll play. 2010 considered bankruptcy, but with new rules, too afraid to do it myself, and lawyer said since I was judgement proof, to just let roll off. This is the year.
Using TU with the most baddies and the highest score. (I lost job in Jan 2008, hence the rapid fall off.)
Merrick bank: 1142 - no collection account
Capital one bank: 649 (had another card close in good standing) reporting 0
Hsbc (not really charge off, reporting 0, not in experian)
Credit one bank: 774 - no collection account reporting 0
Capital One Auto Finance: 4407 (should be reporting 0, first dispute for this tl)
Portfolio Recovery for Capital One Auto 5071
Portfolionrecovery for HSBC: 353
Trident Asset, casino debt (what can I say,times were tough) 125
Midland Funding capital one: 822
Puget Sound Collection (I actually need to pay half of this) 1044
Medical 236
Loans 868
Sorry, I'll never do it again.
10405 (plus a few dropped off, didn't report). Still have about 1500 medical bills (after corrections) to deal with.