Once a dispute has been filed, investigated, and concluded,, any subsequent dispute that is substantially the same as a prior dispute can be dismiissed as frivolous or irrelevant without any reinvestigation. One issue, one requirment at investigation.
What is clearly unknown is who and why the reportings were deleted with the two CRAs.
Since they were not clearly associated with a Notice of Results of Reinvestigation that stated the CRA was deleting and why, they could have been reported to the two CRAs as voluntary deletions by the debt collector.
There is no basis for a requirment to reinvestigate a renewed dispute simply because reporting with another CRA may have been updated or deleted.
The important issue at this juncture would apparently be the outcome of the CFPB complaint, which is a request for their review of whether any violation has occured in the prior handing of the matter. I would wait for their outcome.
