Portfolio Recovery Associates PRA

[Anonymous]

they keep telling that there is nothing they can do until I wait until 45 days after my report is updated to "paid"

[DanielK]

Mine is the complete opposite. It has been paid in full for almost 2 years and they still won't budge on deleting. It's my debt so I guess they don't have to but it would be nice :-) 

[Anonymous]

Wow.  I mean what are they gaining by having this stay on someones CR even after its been paid in full? 

[Anonymous]

Just got it removed last week send DV and now they sold it to common wealth financial!

[Anonymous]

Robert, no they haven't violated the federal laws, but TX has a law that they must respond within 30 days. I'm lucky I live here I guess .