Do they currently show up on your CR?
If not, keep the letter and do nothing.
The documentation is the ammo here.
You could send them a DV, or seeing as this must be a zombie debt you can just send a cease and desist letter.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
It sounds to me as though they are simply acknowledging that the they can not sue as the SoL has run and they cannot report because FCRA reporting timeline has run - if its not on your credit do nothing - they can continue to try to collect forever but thats about it - if it is on your credit and you are past your states SoL and beyond the 7.5 years then just dispute it through the CRAs
Starting Score: TU:619 (02/24/2012) - EQ:629 (02/24/2012)
Wait, it can't be a zombie debt - they didn't threaten to throw you in jail and kill your first born child!
At least they are being honest...what has the world come to when collection agencies are honest and truthful and try to act farily?!
