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I HATE Portfolio Recovery & Associates! I have been sending them letters for over a year now and all they do is call. I received the same notice about a "tax deal". I did not go for it because they will probably sell the remainder to another CA. Plus they said that they will report it settled, so it will do me no good (I think). I have sent several letters for them to stop calling me and only write, but I get a phone call every day. I just sent letters to the CEO and a bunch of the directors on their board, so hopefully one of them will agree to a PFD. Here are the names just incase you would like to send your letters to them. edited to remove others' names Hope this helps
OP, I edited the names you mentioned but feel free to PM any info at any time.