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Portfolio Recovery DELETED!!

New Contributor

Re: Portfolio Recovery DELETED!!

Check you PM Please?

~Rebuilding Our Lives~
Moderator Emeritus

Re: Portfolio Recovery DELETED!!


sarahcmgreen wrote:
If someone can tell me how to post a picture, I will post the whole thing from my complaint to their response!!


I think you'll need access to a picture hosting site like Photobucket. You can upload the pic there (like a screenshot from your computer or scanned letter, or even photographed letter), but be sure to edit out any personal info like your name address, or any other name or direct contact info from the creditor (if applicable). I think you can then insert the link to the photo-site using HTML, or at least that's what I did back in the day.

 

ETA...can't spel.

Established Contributor

Re: Portfolio Recovery DELETED!!

Pm me
Valued Member

Re: Portfolio Recovery DELETED!!

So do you try something like this with them if you've paid it and they don't respond for several goodwill attempts?

Regular Contributor

Re: Portfolio Recovery DELETED!!

We sent them a PFD and they never responded. We disputed it with all 3 bureaus and it came back verified. We were feeling pretty defeated. We never paid them. I posted something about Portfolio Recovery and someone told me to file complaints with the BBB - so that's just what I did.

 

 

https://mail-attachment.googleusercontent.com/attachment/u/0/?ui=2&ik=f9d9890cf8&view=att&th=13cf5db5ea414bff&attid=0.1&disp=inline&safe=1&zw&saduie=AG9B_P8Zvc56zW1HReSrrVzT134i&sadet=1361335137571&sads=aHG4jKRdRS6q_GpO4JoZljmVgVA

 

 

This is what I sent and the response I got from them. Hope this helps anyone that needs it! Obviously I would suggest personaliing it to your situation.


Starting Score: 585
Current Score: EQ Fico 766 | TU Fico 715 | EX Fico 753
Goal Score: 800


Take the myFICO Fitness Challenge
Moderator Emeritus

Re: Portfolio Recovery DELETED!!

Sorry but it's not pulling up for me.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
New Contributor

Re: Portfolio Recovery DELETED!!

I can not see it...Smiley Indifferent

~Rebuilding Our Lives~
Highlighted
Established Contributor

Re: Portfolio Recovery DELETED!!

i can not see it either

Regular Contributor

Re: Portfolio Recovery DELETED!!

Shoot okay I will upload it with HTML code tomorrow - We just got a letter in the mail from Portfolio Recovery letting us know that they have closed the account and have electronically filed a request with the 3 major credit reporting bureaus to delete this account!

This may help anyone wanting to dispute with them:
Portfolio Recovery Associates Attn: Disputes Department
140 Corporate Blvd. Norfolk, VA 23502
Telephone # is (800) 772-1413 ext 10181 and fax # is (757) 321-2519

Starting Score: 585
Current Score: EQ Fico 766 | TU Fico 715 | EX Fico 753
Goal Score: 800


Take the myFICO Fitness Challenge
Regular Contributor

Re: Portfolio Recovery DELETED!!

Okay here is the photo that was not showing up!

 

Hope this works now Smiley Happy

 

<a href="http://s1305.beta.photobucket.com/user/sarahk131/media/PRA_zpsdf67a44a.png.html" target="_blank"><img src="http://i1305.photobucket.com/albums/s554/sarahk131/PRA_zpsdf67a44a.png" border="0" alt=" photo PRA_zpsdf67a44a.png"/></a>

 

 


Starting Score: 585
Current Score: EQ Fico 766 | TU Fico 715 | EX Fico 753
Goal Score: 800


Take the myFICO Fitness Challenge