02-19-2013 09:27 AM - edited 02-19-2013 09:27 AM
If someone can tell me how to post a picture, I will post the whole thing from my complaint to their response!!
I think you'll need access to a picture hosting site like Photobucket. You can upload the pic there (like a screenshot from your computer or scanned letter, or even photographed letter), but be sure to edit out any personal info like your name address, or any other name or direct contact info from the creditor (if applicable). I think you can then insert the link to the photo-site using HTML, or at least that's what I did back in the day.
02-19-2013 08:41 PM
We sent them a PFD and they never responded. We disputed it with all 3 bureaus and it came back verified. We were feeling pretty defeated. We never paid them. I posted something about Portfolio Recovery and someone told me to file complaints with the BBB - so that's just what I did.
This is what I sent and the response I got from them. Hope this helps anyone that needs it! Obviously I would suggest personaliing it to your situation.
02-20-2013 05:50 AM
Sorry but it's not pulling up for me.
02-21-2013 08:40 PM
02-28-2013 08:09 PM
Okay here is the photo that was not showing up!
Hope this works now
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.