I applied for a rooms to go account when I was 21 back in 2010 and they denied me the account. The strange thing is, this account has been reported as opened and paid as agreed with a $0 balance since I applied. It was just recently changed to closed and no fraudulent activity has come from it. Should I dispute it to have it removed or let it keep reporting to keep the 4 years of positive payment history? It's not hurting me at all lol
I have the same thing with a Citi account on my Tu that was opened like 14 years ago. 14 years ago there was NO way I would have been approved for anything! Much less a Citi account.
I just leave it be as it has 2 years of perfect payment history and was closed in good standing.
Total Available Credit: $145,950 ||Feb 2018||EQ08-705||EX08-728||TU08-741||