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Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008
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Re: Possibility to Have Delinquency Notice Removed from Credit Report?

I would start at the top.  Write the CEO of the lender, explain everything to him or her.  The fact that you paid, even though you were a cosigner should mean something to them.

New Contributor
Posts: 50
Registered: ‎05-13-2011
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Re: Possibility to Have Delinquency Notice Removed from Credit Report?

That's a great idea!  I will write the CEO.  Any idea on how to find an address for such a person?  The bank is BB&T and after searching their website, I see no direct address.

Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008
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Re: Possibility to Have Delinquency Notice Removed from Credit Report?

Moderator Emeritus
Posts: 17,409
Registered: ‎07-14-2009
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Re: Possibility to Have Delinquency Notice Removed from Credit Report?


Shellemilyrose wrote:

Does co-signing ALWAYS end badly or are there any occasions where it has gone well or beneficial to the person cosigning?  General statements bug me so I was just wondering.  Thanks.



Not at all but it seems the majority of the time the story does not end well. That's why I counsel to never co-sign for any reason for anyone but we all have to decide that for ourselves.

 

I will echo what guiness56 said. I co-signed on a car with my son and ended up paying it off on my own.

 

But I do have at least one happy ending concerning a co-signer. My dad co-signed for me so I could buy my first new car (1971 Dodge Charger) and I made all the payments on time every time.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

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