Possible collection scam!

[Anonymous]

I have a credit card account with Wells Fargo that was charged off over two years ago. I received a letter from Wells Fargo supposedly offering a settlement of 60% of the debt. I call the number 866-614-7170 and the rep who answered immediately asks for account number or full social security number. I said I don't remember the account number and I don't give out my social security number. He said that he can't do anything unless I give that information. I told him look up my account by name and he says he gets nothing that he has to have that info. So I look up Wells Fargo card services official number and I call and speak with a nice woman. I tell her about the settlement offer and she said that doesn't sound right. I also gave her the number and she says she doesn't recognize that number at all. Also the letter has my old address and only the accounts last four numbers on it. Anyway I can validate this as a scam or being legitimate? I didn't give the official lady my information either since I don't want to poke the bear so to speak.

[RobertEG]

I would begin by contacting the consumer affairs division of your state AG office and inquire as to any similar reported communications, or any ongoing fraud investigations on their part.....

[sarge12]

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@Anonymous wrote:
I have a credit card account with Wells Fargo that was charged off over two years ago. I received a letter from Wells Fargo supposedly offering a settlement of 60% of the debt. I call the number 866-614-7170 and the rep who answered immediately asks for account number or full social security number. I said I don't remember the account number and I don't give out my social security number. He said that he can't do anything unless I give that information. I told him look up my account by name and he says he gets nothing that he has to have that info. So I look up Wells Fargo card services official number and I call and speak with a nice woman. I tell her about the settlement offer and she said that doesn't sound right. I also gave her the number and she says she doesn't recognize that number at all. Also the letter has my old address and only the accounts last four numbers on it. Anyway I can validate this as a scam or being legitimate? I didn't give the official lady my information either since I don't want to poke the bear so to speak.

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You should be able to see the account number on your annual credit report, but whether this is a legitimate CA, I would not know.

[sarge12]

Disregard previous suggestion...looked at my report, has xxxx for last four digits of account numbers.

[Anonymous]

http://800notes.com/Phone.aspx/1-866-614-7170

If you know you owe a debt to WF it may be valid. I would check your CR and contact the numbers on there if there is one for WF.