My mom had a collection back in 2012 that we "Legally paid in full for less than the full balance." This is with US Bank. Just curious, any chance that they can take it off if I write them a GW letter since it wasn't paid in full? Thanks.
I think the "official policy" with almost all lenders (& esp. CA's) is that they don't do this. However, a quick look on here will show you that practically every company that "doesn't" do this sometimes does. I think the key is to be polite & very consistent. It might (probably) won't happen the first letter, but could eventually if the right person gets the letter.
Starting Score (02/01/2014): EQ 548 EX 548 TU 564