02-08-2013 10:53 PM
Current Fico TU 659 EQ 500 EX unknown its been frozen for 4 or more years
Design Solutions - Paid they just deleted this week. They actually told me they would delete since I made a good faith effert to resolve the account.
RJM- just got the Letter today accepting my offer of 20% will mail the check next week.
1 LNVN Still had 1 account verified. I hate this company they are evil. I can almost gaurentee they are the reason my EQ fico is so low with the way they repoort
2 Midland Still have 2 reporting and they are killing my EQ Fico
Current Credit Cards
Barclays $1700 $520 balance Opended 1/2013
Cap One Secured $ 200 $0 Balance Opened 10/2008
Cap One Secured $ 725 $ 0 Balance Opened 08/2010
Cap One Secure $525 $0 Balance Opened 12/2011
Walmart $600 $113 Balance Opened 02/2013
Amazon $400 $0 Balance Opened 02/2013
FingerHut $200 $0 Balance Opened 11/2012
Total $4350 Balance $630 Util 14%
02-09-2013 02:58 AM
You are making great progress, keep it up!
02-09-2013 09:49 AM
U r making great progress! Very iimpressive!
02-10-2013 07:42 PM - edited 02-10-2013 07:52 PM
Thanks for the positive comments.
Disputed Macys as obsolete on EX and Macys Deleted from all 3. Never had that happen before.
TU FAKO went for 669 to 721.
02-10-2013 10:40 PM
03-13-2013 10:07 AM
Trdeded in my 2010 Honda Accord that was with Santander at 25.99% and Bought a 2013 Chevy Equinox with Ally at 8.9% Scored PRIME Tier B.
SAMS Club $800
2 Repos From HONDA Financial were deleted from EX this morning. Had to call Experian I had a report that Showed March 2013 deletion but for some reason they had June 2013 on their system. The very nice agent wasn't sure why the date had changed but she redisputed it yesterday and it was deleted over night.
Current FICO Scores TU 660 EQ 530 EX 588
03-16-2013 09:55 AM - edited 03-16-2013 09:58 AM
Had 1 collection deleted from TU. TU is still my strongest report by a long shot. IMO they are the easiest and are more proatcive in deleting items that are due to fall off. I almost for got my Federal Tax Lien in the amount $17,500 updated to Paid and released
NEW TU FICO 670.
03-16-2013 10:22 AM
Getting close to that 700 mark! Congrats!
03-16-2013 10:27 AM
Thanks Shotgun!!... I really want the Discover IT...But I know I would never get approved at this point.